HURRICANE HELENE UPDATE: If you have been affected by the recent natural disaster, there are assistance options available for you. If you have property damage, here is an informational packet and resource guide to help guide you in this process. Please contact UHM's Customer Service Department at 800-441-3456 or email us at [email protected] for assistance.

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(707) 324-0434 (707) 324-0434 APPLY NOW My Account

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Raymond Giampaoli

Sales Team Lead

[email protected]

Phone/Fax: (707) 324-0434

Mobile: (707) 953-2622

418 B Street | Suite 200
Santa Rosa, CA 95401

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NMLS 211899

Licensed in: OR, AZ, CA, ID, NV

OR 211899 | AZ 1005414 | CA CA-DOC211899 | ID MLO-236899 | NV 59298

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Mortgage Banker License #0930335 | Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower.

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Raymond Giampaoli

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment
Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?
Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

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NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

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