Pepper Kinzer
Team Leader
[email protected]
Phone/Fax: (352) 388-4060
Mobile: (352) 438-9288
8564 E County Road 466 | Suite 305
The Villages, FL 32162
NMLS 1590253
Licensed in: FL, GA
FL LO84739 | GA 1590253
Pepper Kinzer is a Union Home Mortgage Residential Loan Officer, delivering world-class service and unwavering support to each client -- from the first discussion to closing – to achieve the dream of homeownership. With more than a decade of experience, she understands the needs of home buyers and is well versed in conventional, FHA, VA, construction-permanent, Jumbo loans and more!
Pepper is a native Floridian and 30 year resident of Ocala. She is a devoted wife and mother to her husband, three children and two “fur babies.” When she’s not caring for them or her clients, she enjoys cooking, gardening, home improvements and spending time with her family and friends.
Georgia Residential Mortgage Licensee
Calculate your mortgage payment
What will your monthly mortgage payment be?
It only takes a few minutes to find out.
It only takes a few minutes to find out.
What Customers & Realtors Say About
Pepper Kinzer
This has been a very pleasant and unstressfull purchase of a house. Thanks to a very professional and courteous agent, Pepper Kinzer.
Michael F.
It was a pleasant and easy process from start to finish. Very thorough. I was kept abreast of everything with email videos explaining the process through each step.. I was very impressed. Pepper Kinzer is a delight to work with; very professional, responsive and pleasant. She is a huge asset to the company!
Karen O.
Working with Pepper was a pleasure. She was on top of everything and answered all of our questions or concerns within minutes. Even on the weekends and after hours during the week.
Troy D.
It was fantastic. Pepper is an absolute gem. Her patience and work ethics are above and beyond. As well as her knowledge and experience.
Billy S.
Overall my experience was the best ever. Everything was in completion in only 2 weeks or less. Continue hiring qualified and established people of the community, the residential loan officers make the difference in customer service that is received. You should always want the best to represent your company and Pepper Kinzer is the best in our area, I would highly recommend her to any family, friends, or business acquaintances .
Lisa J.
Pepper was very personable and made the whole process easy to understand. She even headed off any possible stress points that might happen before they happened by always keeping me updated with what was on the agenda next. She virtually held my hand throughout until the very end. I had the best experience, have a great house now, and am so grateful she was recommended.
Suzanne A.
Easy. Fast. No stress. From the beginning we knew the process would be handled with efficiency and care. Pepper was a joy to work with and made the whole process seamless. We will definitely share and recommend.
Margaret B.
Pepper Kinzer did a great job! She inspires trust and is very efficient. No question went unanswered and every milestone was met. We are grateful for her help.
Gordon M.
Pepper Kinzer had our refinance loan worked up and closed within a matter of just a few weeks. She was professional and courteous and always kept us on track towards a successful closing.
Jerry P.
Pepper Kinzer did an outstanding job of assisting and informing us at every step of the process. Many thanks!
Janet W.
My experience working with Pepper through this process was made very easy and was pleasurable. She was very professional and knowledgeable, she kept me informed of how things were proceeding from the beginning until close, I would highly recommend her to friends and family. Thank You!
James P.
I felt totally comfortable every day during the mortgage processing. Pepper made the whole buying experience wonderful and stress-free.
Kenneth C.
We will absolutely reach out to Pepper when my wife and I are planning to upsize down the road. She made this process easy and informative.
Joseph T.
It was a wonderful experience, and I would recommend anyone to UHM especially to Pepper Kinzer!
Rafael A.
Outstanding! As I noted in the other sections your process is excellent, and Pepper made it simple.
