Union Home Mortgage
  • My Account
  • Get Started
  • Support
  • Find a Branch
  • Products
    • Conventional
    • FHA
    • VA
    • USDA
    • New Home Construction
    • Refinancing
    • Rehab
  • Tools
    • Mortgage Calculator
    • Refinance Calculator
    • Resource Center
  • Support
  • About Us
    • Our Story
    • Our Leadership
    • Our Awards
    • Careers
    • Diversity & Inclusion
    • Internships
    • Newsroom
    • Union Home Insurance Services
    • Corporate Social Responsibility
  • Get Started
(810) 201-9743 (810) 201-9743 APPLY NOW My Account

Get a mortgage you can rave about

Apply Now  
Scroll down for Loan Officer Details

Penny Mertz

Senior Loan Officer

[email protected]

Phone: (810) 201-9743

Mobile: (810) 531-7066

619 Huron Ave | Suite A
Port Huron, MI 48060

NMLS 166358

MI 166358

Penny is a seasoned loan officer with a passion for helping individuals achieve their financial goals. With years of experience in the banking industry, Penny possesses a deep understanding of various loan products and a keen ability to guide clients through the lending process. Her commitment to transparent communication and personalized solutions has earned her a reputation for building very strong and lasting relationships. Whether you’re a first-time homebuyer or a seasoned investor, Penny is dedicated to ensuring a smooth and tailored lending experience for all her clients.

Contact Penny   Contact Penny   Check My Loan Status
Penny Mertz

Calculate your mortgage payment

$

What will your monthly mortgage payment be?

It only takes a few minutes to find out.

It only takes a few minutes to find out.

GET STARTED  

MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

LEARN MORE  
Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

Mortgage Education

How to Save for a Down Payment

How to Save for a Down Payment
Can You Buy a Home If You Have Student Debt?

Can You Buy a Home If You Have Student Debt?
Checklist: How to Make an Offer on a House

Checklist: How to Make an Offer on a House

GET ONE STEP CLOSER TO HOME

The right mortgage is waiting for you

But it won’t wait long. Take the next step toward home right now.

Apply Now   Contact Penny   Contact Penny  
Union Home Mortgage Corp.
Union Home Mortgage Top Workplace Awards
800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

COMPANY
  • About Us
  • Leadership
  • Careers
  • Internships
  • Corporate Social Responsibility
  • Diversity and Inclusion
  • Contact
  • Privacy Policy
  • California Privacy Policy
  • California Consumer Privacy Act Request
  • Licensing Information
  • Accessibility
LOAN PRODUCTS
  • Conventional
  • FHA
  • VA
  • USDA
  • Refinancing
  • Rehab
  • New Home Construction
TOOLS & RESOURCES
  • Tools
  • Mortgage Calculator
  • Refinance Calculator
  • Blog
  • Branches
  • UHM4YOU - COVID-19 Resources
FOLLOW UHM
  • Facebook
  • Twitter
  • Instagram
  • Linkedin
Copyright © Union Home Mortgage Corp. 2025 // 8241 Dow Circle West, Strongsville, Ohio 44136
Back to Top