Fernando Mercado-Cruz
Loan Officer
[email protected]
Phone/Fax: (352) 353-2088
Mobile: (610) 476-9141
3200 SW 34th Ave, #204
Ocala, FL 34474
NMLS 1730441
FL LO107309
Originally from Puerto Rico and raised in the suburbs of Philadelphia, Fernando is firmly planted in the south – Ocala, FL, to be exact. And while you may see him out and about with his family, enjoying the great outdoors, playing tennis or hanging out in Disney, don’t be fooled by his casual, easy-going style.
Fernando is on top of his game in mortgage lending. He sees things that other industry professionals may overlook, allowing him to help homeowners purchase and refinance homes. Fernando is passionate about finding creative financing solutions for his clients, no matter how complex. He utilizes his dedication to learning, along with his experience and unparalleled insight to better understand the forces that drive interest rates.
By staying up-to-date on the latest complexities of mortgage lending, technology and cutting edge marketing techniques for real estate, Fernando has become a vital resource for homeowners and Realtors alike.
¡Por supuesto hablo Español! No solo me dedico a clientes que solo hablan Inglés, también es mi orgullo ayudar a toda mi gente que no dominan el idioma. Asumo la responsabilidad del financiamiento de su casa en serio, y mucho más su confianza. Estoy aquí para servirles.
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What Customers & Realtors Say About
Fernando Mercado-Cruz
"Great experience throughout the process. Our loan officer Fernando was a pleasure to work with."
Jamie L
"Fernando took the extra time we needed to find the best rates and understand our financial obligations."
Brenda M.
"Fernando constantly communicated with me and my wife as a friend looking out for our best interest and educated us along the process."
Francisco O.
"I never thought my first time buying a house was going to be so organized, clear, and professional process. I'm amazed by how Fernando’s team helped me to go over all the steps without making it more complicated. I felt the willingness and the disposition."
Mabel M.
"Fernando was always available through text or call. He listened to my questions/concerns and made me at ease through the process."
Elizabeth C.
"Our experience was always very professional Mr. Cruz was there no matter the day or time and he always answered our messages, Union Home Mortgage also gave us the best loan interest I can recommend to family and friends, We were very satisfied."
Maritza M.
"The process with the loan was smooth, the communication we had with the loan officer made it easy to get the necessary paperwork ready and in time to process the loan."
Franchesca M.
"The best experience ever!!!...We had excellent communication and he helped us a lot with the best options for our home."
Harrisrael V.
"Overall we had an amazing experience. Fernando went above and beyond and had our back every step of the way. This was a huge move and commitment for us moving from NY to FL and we wouldn’t have changed a thing. You guys are awesome. Thanks again."
Matthew F.
"Everything was explained in detail very easy and very helpful."
