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(540) 900-2735 (540) 900-2735 APPLY NOW My Account

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John Reid

Branch Manager

[email protected]

Phone: (540) 900-2735

Mobile: (540) 842-1484

606 William Street
Fredericksburg, VA 22401

NMLS 293315

Licensed in: VA, FL, SC, WV, NC, MD, PA, DC, GA, OH

VA MLO-5309VA | FL LO70181 | SC MLO–293315 | WV LO-293315 | NC I-190273 | MD 293315 | PA 79604 | DC MLO293315 | GA 41931 | OH MLO-OH.293315

With 30 years of experience in the mortgage industry, John has built a career rooted in leadership, mentorship, and client-focused service. Having served as a branch manager at every company he's been a part of, he has trained and mentored numerous loan officers—many of whom have gone on to become branch managers themselves. His passion lies in developing future leaders and ensuring every client is educated and supported throughout the home loan process.

 

Before entering the mortgage world, John was a successful entrepreneur, owning three 7-Eleven stores and a grocery store. One night, he decided to take a leap of faith, applying for a loan officer/branch manager position with a company looking to expand in the area. That bold decision launched a fulfilling career that continues to impact clients and colleagues alike.

 

Deeply involved in the Fredericksburg community, John is an active member of the Fredericksburg Area Builders Association, Fredericksburg Area Association of Realtors, Fredericksburg Regional Chamber of Commerce, and the Fredericksburg Area Food Bank. He also spent years coaching youth and high school sports until his sons went to college.

 

Beyond work, John enjoys hunting, golf, fishing, and gun collecting, but nothing compares to his love for family. He and his wife, Tammy, have worked side by side in the mortgage industry for 30 years and counting. They have three sons and are proud grandparents to two granddaughters and one grandson.
A lifelong Spotsylvania resident, John takes great pride in serving his hometown and helping families achieve their dreams of homeownership.

 

Georgia Residential Mortgage Licensee

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John Reid

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MORTGAGE PRODUCTS

Let’s match your needs with the right loan

A look at mortgage types we offer.

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Conventional

Conventional

Less restrictive loans with a variety of term options.

FHA

FHA

Smaller down payment, relaxed qualifications, often a lower rate.

VA

VA

Low to no down payment. For U.S. military + veterans.

USDA

USDA

No down payment mortgages for rural homebuyers.

Rehab

Rehab

For homes that need repair. Can be purchase or refinance.

New Construction

New Construction

Financing for a custom-built home.

What Customers & Realtors Say About
John Reid

There is nothing I would have changed about my experience with UHM. John Reid is a Gentleman and a Professional in this business a pleasure to work with. Nothing short of great. A great company to have on your side and working for you.

Troy W.

John, Tammy, John H. and Valerie worked extremely quickly, expertly and accurately throughout the whole loan process. They had our best interest at heart. They explained all aspects of the loan and responded quickly to our concerns. I am very happy to have worked with John and his team for our loan.

Philip F.

We’ve had the pleasure of working with the Reid Team on multiple occasions Every time, our clients have been impressed with the competitive rates, timely service, professionalism, and the wonderful people at Reid Team. I highly recommend them for all your home loan needs!

Sean H.

John Reid is always a pleasure to work with—extremely patient, knowledgeable, and professional. His experience in the industry has helped me secure loans for my buyers seamlessly. Responsive and quick to return calls, he is also dependable and takes the time to ensure everyone’s interests are met.

Shirley M.

The best part of the loan process was having the ability to sit down and talk with John about options prior to running credit or signing anything. I was able to come in to have my questions answered, wait a few months to save, and then reach back out when it was time to get started.

Ashley C.

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Union Home Mortgage Corp.
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800-767-4684

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

AZ: Mortgage Banker License #0930335 | CA: Licensed by the California Department of Financial Protection and Innovation. Residential Mortgage Lending Act License number 4131047. | GA: Georgia Residential Mortgage Licensee | MA: Mortgage Lender #MC2229 | MN: This is not an offer to enter into an agreement. Any such offer may only be made pursuant to subdivisions 3 and 4 of MN Statute Section 47.206. | NJ: Licensed by the N.J. Department of Banking and Insurance | NV: Loan origination services include but are not limited to review of application, guidance regarding finances and credit, discussion on rates and collection of documents from the borrower. | OH: OH RMLA RM.802837.000 RI: Rhode Island Licensed Lender | TX: Texas Recovery Fund | WA: Consumer Loan Company License CL-2229

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